Americafirst Capital Management, LLC, Rick Gonsalves has more than twenty years of experience in the financial services industry working for several high profile investment firms. As a financial professional, Rick Gonsalves shares the following tips to help ensure you have a productive relationship with your investment professional:
- Be honest and clear about your investment goals and the amount of risk you are comfortable taking.
- Before making an investment, make sure you ask questions. You may request a prospectus, regulatory filings, and/or research information and make sure to read the material carefully so you and your investment professional can discuss potential risks and rewards.
- Discuss the fees your investment professional charges. Some common fees include sales commissions, administrative and management charges, and the costs associated with the sale or redemption of an investment.
- Keep track of your account statements, confirmations, and any other information you receive about your investment transactions. Make sure to contact your investment professional immediately about any transaction you did not authorize or item on the account statement that you do not understand.
- Stay away from any investment professional that attempts to pressure you to invest quickly or will not provide information for you to consider carefully before investing. In addition, be cautious regarding any sales pitch that makes exaggerated claims about a particular investment’s profitability.
Rick Gonsalves | Americafirst Capital Management, LLC, Rick A. Gonsalves 